Smart Coverage for Your Next Chapter

Whether you're newly retired or enjoying life as an empty nester, this stage opens the door to more meaningful travel. With the right coverage in place, you can protect your plans, your health, and your investment, so you can travel with confidence every step of the way.

Top Travel Insurance Plans for Independent Travelers

These plans are carefully selected to protect your full travel experience from flights and accommodations to medical needs and unexpected delays along the way.

Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Great for International Travel

IMG SE

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included
Great for International Travel

IMG SE

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included
Recommended for Travelers 80+

iTravelInsured Journey Smart

  • Coverage for travelers 80+
  • Emergency medical included
  • Emergency evacuation coverage
  • Repatriation included
Recommended for Travelers 80+

iTravelInsured Journey Smart

  • Coverage for travelers 80+
  • Emergency medical included
  • Emergency evacuation coverage
  • Repatriation included
Great for Travelers 71+

Go Ready Elite

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included
Great for Travelers 71+

Go Ready Elite

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included

All plans highlighted by ICI Traveler have been carefully selected based on coverage strength, reliability, and traveler feedback.

We've Done the Research. You Choose with Confidence.

ICI Traveler has already compared providers, coverage, and fine print—so you can confidently choose and purchase the right plan in minutes.

1

Enter Trip Details

Dates, destination, and trip cost
2

Add Traveler Information

Basic traveler information
3

Choose Your Plan

Select the coverage that fits your trip
4

Review Coverage

Confirm benefits and pricing
5

Complete Purchase

Secure your coverage instantly
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Why Do You Need Travel Insurance in Your Next Chapter?

As an empty nester or retiree, travel often means going farther and staying longer, but it also means being prepared for the unexpected, especially when it comes to your health.

Most Medicare plans and standard health insurance provide little to no coverage outside the U.S., which can leave you responsible for medical care abroad. Travel insurance helps fill that gap, offering protection from departure to return so you’re not left handling medical or travel challenges on your own.

With the right plan, you’re not just protecting your trip—you’re ensuring you have access to care and support when it matters most.

Good travel insurance for seniors helps protect against:

  • Missed departures due to flight delays
  • Emergency medical evacuation and transportation
  • Pre-existing medical condition impacts (when eligible)
  • Trip cancellations or interruptions
  • Missed departures and flight delays
  • Travel delays or unexpected disruptions
Compare Plans

What's Covered During Your Trip?

Trip Cancellation

Trip Cancellation

Trip Cancellation

  • Covered cancellations before departure
  • Illness, injury, or emergencies
  • Protection for your trip investment
Trusted Claims Support

Trusted Claims Support

Trusted Claims Support

  • Experienced claims professionals
  • Responsive claims assistance
  • Support when you need it most
Emergency Medical & Evacuation

Emergency Medical & Evacuation

Emergency Medical & Evacuation

  • Emergency medical treatment abroad
  • Hospital and physician services
  • Transportation to the nearest adequate facility
Lost Baggage

Lost Baggage

Lost Baggage

  • Lost, stolen, or delayed bags
  • Help replacing essential items
  • Coverage for personal belongings
Travel Delay Support

Travel Delay Support

Travel Delay Support

  • Coverage for unexpected travel delays
  • Meals and hotel accommodations
  • Assistance when flights are disrupted
Natural Disasters

Natural Disasters

Natural Disasters

  • Weather-related travel disruptions
  • Covered delays or interruptions
  • Help when plans change unexpectedly
Emergency Medical Care

Emergency Medical Care

Emergency Medical Care

  • Unexpected illness or injury
  • Doctor and hospital expenses
  • Emergency medical evacuation
Rx Coverage

Rx Coverage

Rx Coverage

  • Prescription medication coverage
  • Replacement of essential medications
  • Assistance locating pharmacies abroad
Dental Treatment

Dental Treatment

Dental Treatment

  • Emergency dental care for accidents
  • Treatment for sudden dental pain
  • Access to dental services while traveling
Protection for Curated Travel

Protection for Curated Travel

Protection for Curated Travel

  • Designed for high-value travel experiences
  • Protection for carefully planned itineraries
  • Coverage that supports luxury travel needs

Planning a Multigenerational Getaway?

We help families protect more than just a single trip. Whether you're traveling with your kids, grandkids, or planning a larger, multigenerational adventure, we’ll help you find the right coverage for every part of the journey.

Trusted by ICI Travelers Around the World

Empty Nester Travel Insurance FAQs