Global Health Insurance for Expats, Missionaries & International Travelers
Dependable international medical coverage for individuals, families, missionaries, and global travelers living, studying, or serving abroad.
Is Global Health Insurance Right for You?
Families Abroad
Dependable healthcare access while living internationally
Organizations & Groups
International group health options for teams and employees
Visitors to the USA
Medical coverage for international travelers visiting the United States.
Not sure which type of coverage you need? Our team is happy to help guide you. Click Here
What Does Global Health Insurance Cover?
Worldwide Medical Coverage
- International healthcare access
- Coverage while living abroad
- Worldwide provider options
Emergency & Hospital Care
- Emergency hospitalization
- Illness & injury coverage
- Inpatient medical care
Emergency Medical Evacuation
- Medical transportation assistance
- Evacuation coordination
- Emergency travel support
Doctor Visits & Prescriptions
- Routine doctor visits
- Prescription benefits
- Ongoing medical care
Long-Term Renewable Coverage
- Annual renewable options
- Coverage for extended stays abroad
- Designed for long-term international living
Family & Group Options
- Individual plan options
- Family coverage available
- Group & organizational solutions
Global Health Insurance vs. Travel Insurance
While both types of coverage help protect travelers internationally, they are designed for very different situations.
Travel Protection Insurance
Designed for temporary trips and vacations.
- Covers specific travel dates
- Includes trip cancellation benefits
- Emergency medical while traveling
- Ideal for vacations and short-term travel
- Often includes baggage and delay coverage
Best for: Vacationers, cruises, guided tours, and short-term international travel.
Global Health Insurance
Designed for long-term international living and ongoing medical care.
- Renewable annual medical coverage
- Routine and emergency healthcare
- Coverage while living abroad
- Access to worldwide provider networks
- Individual, family, and group options
Best for: Expats, missionaries, international students, remote workers, and families living overseas..
Need help choosing the right international coverage?
Why Travelers Choose ICI Traveler
Real Human Guidance
Real Human Guidance
- We help simplify complex international coverage decisions with clear, supportive guidance.
Experience Serving Global Travelers
Experience Serving Global Travelers
- From missionaries to expats and international students, we understand the realities of living abroad.
Support Before & After Enrollment
Support Before & After Enrollment
- Our team is here to help answer questions and guide you through your coverage options.
Trusted International Insurance Partners
Trusted International Insurance Partners
- We work with respected global insurance providers offering dependable worldwide coverage solutions.
Trusted by ICI Travelers Around the World
“Customer service like this is rare today. The team was responsive, knowledgeable, and went above and beyond to make sure we had the right coverage. It gave us a lot of confidence in our decision. It was a pleasure working with them.”
Melissa U.
Travel Insurance Client
“Health Talents International sends medical volunteers to Guatemala each month to staff our surgical hospital, and we have worked with IMG for a couple of decades. We would not use anyone else. The pricing is economical, the enrollment process is simple, and the staff is unparalleled whenever we need support. We take the welfare of our volunteers very seriously, and it means a great deal to know they are protected when traveling with us.”
Susan M.
Health Talents International
“After seeing a close friend lose nearly $12,000 on a trip to Europe without travel insurance, I knew I needed to explore coverage for my own upcoming trip. As an AMAC member, I reached out and am so glad I did. Skyler was professional, courteous, and a pleasure to work with, taking the time to answer all my questions and help me find the right combination of coverage. While I hope I never need to use it, I have great confidence that any claim would be handled just as professionally.”
James “Jim” P.
AMAC Member | Pennsylvania
“Having insurance protection for our trip gave us tremendous peace of mind. Lynette took the time to help us select the right coverage, and I’m incredibly grateful for her guidance. I won’t go anywhere else for travel insurance.”
Bob B.
Luxury Travel Client
“We’ve used Mission Trip Travel for many years and have always had a wonderful experience. Their customer service is outstanding, and they are consistently quick to process our travel insurance requests. It’s been such a blessing to work with a team we can truly rely on. I highly recommend them.”
Kim
Outreach to Asia Nationals
“After a long and stressful day navigating hospitals and language barriers in Italy, Kristen connected us with the right people who could truly help. When my mother-in-law became seriously ill while traveling in Italy and needed to be transported home, it was such a relief knowing someone was there to guide us through every step and help ensure she returned safely.”
Trish G.
Family Member of Traveler
“When I became very sick while traveling, the claims process felt overwhelming at times. Alicia was incredible. She was kind, quick to respond, and helped me navigate every step. I’m so thankful for her support and how she truly went above and beyond.”
Brandi C.
Mission Traveler | Tim Tebow Foundation
“After running into challenges with a dental claim, Craig stepped in and advocated on my behalf. Thanks to his involvement, the claim was ultimately approved. I’m incredibly grateful for the support and will continue to use their team for all of my trips. Lynette is terrific as well.”
Tamara
Travel Insurance Client
“This was my first time leading a mission team, and Alicia made the insurance process completely stress-free. She was quick to respond, incredibly helpful, and guided me through everything we needed. I’m so thankful for her support.”
Tamela J.
Mission Trip Leader | New Covenant Fellowship
“If it wasn’t for Lynette, we wouldn’t have been able to recover our travel costs after my wife’s unexpected health diagnosis. Her service and dedication truly made all the difference. If there were a survey, we’d give her 10 stars.”
Tom & Sonya G.
Luxury Travel Clients
“We compared several travel insurance options and ultimately chose the AMAC plan recommended by the team. It saved us $936 compared to the individual plans we were originally considering. We felt confident in our decision and are so thankful for the guidance and support.”
Diane C.
AMAC Member
“This was our first time purchasing travel insurance, and we had so many questions. The team was incredibly knowledgeable, patient, and helpful. It made a huge difference being able to speak with a real person instead of trying to figure everything out on our own. That personal support made the entire process so much easier.”
Denise & Mike M.
First-Time Insurance Client
“After extensive research, our organization found TripArmor to be an excellent combination of affordable cost and essential coverage, especially for unexpected trip interruptions or medical expenses. Alicia and the team at Mission Trip Insurance have been an invaluable resource, always available to answer questions, guide us in the right direction, and help us make the most of the coverage we purchase. Their website is easy to use, documentation is immediate and accessible, and their support has been outstanding. I highly recommend working with them for mission travel insurance.”
Kate B.
Senior Director of Operations | World Orphans
“I was on the fence about purchasing travel insurance, but the team took the time to walk me through my options and helped me choose the right policy. During my trip, knowing I had that coverage gave me tremendous peace of mind and allowed me to fully enjoy the experience.”
AMAC Member
Verified Traveler
“I never travel without purchasing trip insurance, and it has been a pleasure working with Insurance Consultants International over the years. Their pricing is very reasonable, and they are always quick to respond to any questions or concerns. It gives me peace of mind knowing they are there if I ever need them.”
Susan M.
McGuffin Exploring Europe Traveler
“When I had to cancel a trip and file a claim, it was initially denied. Lynette stepped in, helped appeal the decision, and continued advocating on my behalf until it was ultimately approved and paid. I truly don’t think that would have happened without her support.”
Kevin A.
Travel Insurance Client
“The recent update on how we report our insurance requests has been great! I appreciate that it is a link just for our trips, and I get an email right away about how my request was received. I also appreciate how quickly you and your team are able to respond. You have been great to work with!”
Kristina W.
Mission Traveler | Navigators World Missions
“We have been trusting TripArmor for our international trip insurance needs for several years, and feel very thankful for the excellent service and protection we receive. I especially appreciate how accommodating Mission Trip Insurance is when we need to change countries for a policy or when we have a cancellation. MTI is responsive and supportive, and TripArmor covers all bases. We would recommend this policy to anyone facilitating international mission trips!”
Hope L.
Trip Coordinator | Living Water Internaitonal
“We have had a relationship with Insurance Consultants for many years, as we’ve arranged TripArmor plans for each of our international short-term mission trips. Every person within the organization has been extremely helpful to us as we’ve asked questions, purchased the plans, and filed any claims. A few years ago, we had a significant issue during a trip that involved a highly respected person involved in our ministry. As we walked through shock and grief, Insurance Consultants not only walked through the claim with us but also cared deeply for us by checking in, praying, and following up for months after the claim was completed. We highly recommend Insurance Consultants for the insurance coverage they offer and even more for the care they offer to their clients. ”
Brenda G.
International Impact Admin Assistant | Christ Community Church
“At VisionTrust, we’re truly thankful for the partnership we’ve had with Mission Trip Insurance. It’s been such a gift to know our teams are covered as they step out in faith to serve others. There’s a real sense of peace that comes with knowing we don’t have to worry about the “what ifs,” and can instead stay focused on the work God has called us to. Working with Alicia has been a joy- she’s always quick to respond, kind, and incredibly professional, which makes everything feel easy and taken care of. We’ve also really appreciated the coverage provided for each of our team members, especially at such a reasonable cost. It’s one more way we’ve seen God provide through the right people and partnerships at just the right time.”
Cheryl R.
Short Term Missions & Partner Relations Manager | Vision Trust
Global Health Insurance FAQs
This is one of the most common questions we get—and it’s an important one.
Travel medical insurance is designed for shorter trips and typically covers unexpected illness or injury while you’re away from home. These plans:
- are more affordable
- do not require underwriting
- and are ideal for temporary travel
Global health insurance is long-term coverage that works more like a traditional health plan. These plans:
- provide ongoing medical coverage worldwide
- include benefits like doctor visits, prescriptions, and preventive care
- do require medical underwriting
- and are designed for people living or working abroad
In many cases, a travel medical plan is the right fit - but if you’re relocating or need long-term coverage, a global health plan may be the better option.
It depends on how long you’ll be abroad and what type of coverage you’re looking for.
A travel medical plan may be a great option if:
- you’re traveling for a set period of time
- you mainly want protection for unexpected medical situations
- and you’re looking for a more affordable solution
A global health plan is typically a better fit if:
- you’re living or working abroad long-term
- you want coverage similar to a U.S. health plan
- or you need ongoing care, not just emergency coverage
If you’re unsure, we’re happy to help you compare your options and recommend what makes the most sense.
Global health plans provide a much broader level of coverage than travel medical plans.
They are designed to function like a full health insurance plan and often include:
- routine doctor visits
- hospital care
- prescriptions
- preventive services
Because of this, they involve more comprehensive coverage and require medical underwriting, which also impacts pricing.
Travel medical plans, on the other hand, are designed for unexpected situations and are priced accordingly.
Global health plans are customized based on your specific situation, so they’re not something you can quote instantly online.
To get accurate options, we’ll need a few details about:
- your location
- how long you’ll be abroad
- and the type of coverage you’re looking for
👉 [Submit your information here for a personalized quote]
Once we receive your information, we’ll review your options and guide you through the best fit.
Yes - most global health plans do require underwriting.
This means the insurance company will review your medical history before approving coverage.
Travel medical plans typically do not require underwriting, which is one reason they are quicker and more flexible to enroll in.
We can help you understand what to expect and guide you through the process if underwriting is required.
Yes - we offer plans designed specifically for international visitors traveling to the U.S.
These plans provide coverage for:
- unexpected illness or injury
- doctor visits and hospital care
- emergency medical services while visiting
We can help you find the right option based on length of stay and coverage needs.
Yes - we can assist with group global health options for organizations, ministries, or companies with employees living or working abroad.
These plans are customized based on your group size and needs.
👉 [Contact us here to discuss group coverage options]