Flexible Protection for Remote Work & Global Living

Working from anywhere offers incredible freedom, whether you’re traveling between countries or settling into an extended stay abroad. But when your office travels with you, unexpected delays, medical emergencies, or travel disruptions can impact both your work and your plans. Travel insurance for digital nomads and remote workers helps you stay protected, connected, and prepared wherever you go.

Top Travel Insurance Plans for Digital Nomads

These plans are designed to support remote workers and long-term travelers with coverage for medical emergencies, trip interruptions, travel delays, and the unexpected challenges that can come with working from anywhere.

Medical Coverage Only

IMG Choice Departure Plan

  • Post-departure medical coverage
  • Emergency evacuation included
  • Coverage for travel delays, baggage loss, and missed connections
  • Medical-only plan — no trip cancellation benefit
Best for International Groups

Atlas Group Travel Plan

  • Up to $2M emergency medical
  • Emergency evacuation coverage
  • Political evacuation included
  • Teladoc included
Best for International Travel

Atlas Individual Travel Plan

  • Up to $2M emergency medical
  • Emergency evacuation coverage
  • Emergency medical protection
  • Teladoc included
Great for Cruises & Tours

Travel Guard Deluxe Plan

  • Emergency medical included
  • Emergency evacuation coverage
  • Trip cancellation protection
  • 24/7 assistance
Most Popular

Travel Guard Deluxe Plan

  • Emergency medical included
  • Emergency evacuation coverage
  • Trip cancellation protection
  • 24/7 travel assistance
Great for International Travelers

TravelSafe International Travel Medical Plus

  • Comprehensive medical coverage
  • Emergency evacuation included
  • Repatriation included
  • Coverage for non-U.S. citizens
Great for Vacation Rentals

Safe Travels Rental Plus

  • Trip cancellation coverage
  • Rental property damage protection
  • Emergency medical included
  • Optional CFAR available
Great for Vacation Rentals

Safe Travels Rental Plus

  • Trip cancellation coverage
  • Rental property damage protection
  • Emergency medical included
  • Optional CFAR available
Best for Mission Teams

TripArmor

  • Designed for mission travel
  • For groups and individuals
  • Emergency medical included
  • Emergency evacuation coverage
NY State Compliant

Worldwide Trip Protector for NY

  • Trip cancellation coverage
  • Emergency medical included
  • Travel delay protection
  • 24/7 travel assistance
WA State Compliant

Worldwide Trip Protector for WA

  • Trip cancellation coverage
  • Emergency medical included
  • Travel delay protection
  • 24/7 travel assistance
Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Great for International Travel

IMG SE

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included
Great for International Travel

IMG SE

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included
Recommended for Travelers 80+

iTravelInsured Journey Smart

  • Coverage for travelers 80+
  • Emergency medical included
  • Emergency evacuation coverage
  • Repatriation included
Recommended for Travelers 80+

iTravelInsured Journey Smart

  • Coverage for travelers 80+
  • Emergency medical included
  • Emergency evacuation coverage
  • Repatriation included
Great for Travelers 71+

Go Ready Elite

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included
Great for Travelers 71+

Go Ready Elite

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included
Strong Medical Coverage

IMG Patriot Platinum Plan

  • Up to $8M medical coverage
  • Emergency evacuation included
  • International medical protection
  • Outpatient coverage included
Great for International Travelers

TravelSafe Elite Plan

  • Comprehensive medical coverage
  • Emergency evacuation included
  • Repatriation included
  • Coverage for Canadian Citizens
Great for International Travelers

TravelSafe Elite Plan with CFAR

  • Comprehensive medical coverage
  • Emergency evacuation included
  • Repatriation included
  • Coverage for Canadian Citizens
Best for Frequent Travelers

Allianz Annual Plan

  • Annual multi-trip coverage
  • Trip cancellation included
  • Emergency medical protection
  • One flat rate for all ages
Best for Frequent Travelers

Allianz Annual Plan

  • Annual multi-trip coverage
  • Trip cancellation included
  • Emergency medical coverage while traveling
  • One flat rate for all ages

All plans highlighted by ICI Traveler have been carefully selected based on coverage strength, reliability, and traveler feedback.

We've Done the Research. You Choose with Confidence.

ICI Traveler has already compared providers, coverage, and fine print—so you can confidently choose and purchase the right plan in minutes.

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digital nomad - remote

Why Do Digital Nomads Need Travel Insurance?

When your work and travel go hand in hand, unexpected disruptions can affect more than just your vacation plans. Delayed flights, medical emergencies, lost luggage, or trip interruptions can impact your schedule, productivity, and peace of mind while abroad.

Travel insurance helps provide protection throughout your journey, giving remote workers and long-term travelers support when the unexpected happens — whether you’re working from a new city for a few weeks or traveling internationally full time.

A good digital nomad travel insurance plan can help protect against:

  • Trip cancellations or interruptions
  • Travel delays and missed connections
  • Emergency medical expenses abroad
  • Emergency medical evacuation
  • Lost or delayed baggage
  • Unexpected disruptions while traveling and working remotely
  • Pre-existing medical condition impacts (when eligible)
  • Missed departures due to flight delays
  • Trip cancellations or interruptions
  • Medical emergencies abroad
  • Emergency medical evacuation
  • Travel delays or unexpected disruptions
  • Pre-existing medical condition impacts (when eligible)
Compare Plans

How You’re Protected While You Travel

These plans are designed to protect your trip, your health, and your peace of mind - so you can travel with confidence.

Trip Cancellation

Trip Cancellation

Trip Cancellation

  • Reimbursement if you have to cancel for a covered reason
  • Protection for illness, injury, or unexpected events
  • Covers your prepaid, non-refundable trip costs
Emergency Medical & Evacuation

Emergency Medical & Evacuation

Emergency Medical & Evacuation

  • Coverage for unexpected medical care while traveling
  • Emergency medical evacuation to the nearest appropriate facility
  • Support when your health insurance doesn’t travel with you
Emergency Medical Care

Emergency Medical Care

Emergency Medical Care

  • Doctor visits and hospital stays abroad
  • Treatment for illness or injury during your trip
  • Access to care when you need it most
Trip Interruption & Delays

Trip Interruption & Delays

Trip Interruption & Delays

  • Reimbursement if your trip is cut short
  • Coverage for delays due to weather or airline issues
  • Help with meals, hotels, and unexpected expenses
Baggage & Personal Belongings

Baggage & Personal Belongings

Baggage & Personal Belongings

  • Coverage for lost, stolen, or damaged luggage
  • Reimbursement for essential items if bags are delayed
  • Protection for personal belongings while traveling
Weather & Travel Disruptions

Weather & Travel Disruptions

Weather & Travel Disruptions

  • Coverage for hurricanes, severe weather, and disruptions
  • Protection if your destination becomes inaccessible
  • Support when plans change unexpectedly
24/7 Travel Assistance

24/7 Travel Assistance

24/7 Travel Assistance

  • Help finding doctors, hospitals, and care worldwide
  • Support with travel changes, emergencies, and logistics
  • Access to assistance anytime, wherever you are
Claims Support & Guidance

Claims Support & Guidance

Claims Support & Guidance

  • Step-by-step help through the claims process
  • Guidance on what’s covered and what to expect
  • Real support from our team when you need it most

Planning More Than Your Next Remote Work Trip?

We help protect more than just digital nomad travel. Whether you’re working abroad long-term, taking frequent international trips, or blending business with leisure travel, we’ll help you find coverage that fits the way you travel and work.

Trusted by ICI Travelers Around the World

Digital Nomad Travel Insurance FAQs