Flexible Protection for Remote Work & Global Living
Working from anywhere offers incredible freedom, whether you’re traveling between countries or settling into an extended stay abroad. But when your office travels with you, unexpected delays, medical emergencies, or travel disruptions can impact both your work and your plans. Travel insurance for digital nomads and remote workers helps you stay protected, connected, and prepared wherever you go.
Top Travel Insurance Plans for Digital Nomads
These plans are designed to support remote workers and long-term travelers with coverage for medical emergencies, trip interruptions, travel delays, and the unexpected challenges that can come with working from anywhere.
IMG Choice Departure Plan
- Post-departure medical coverage
- Emergency evacuation included
- Coverage for travel delays, baggage loss, and missed connections
- Medical-only plan — no trip cancellation benefit
Atlas Group Travel Plan
- Up to $2M emergency medical
- Emergency evacuation coverage
- Political evacuation included
- Teladoc included
Atlas Individual Travel Plan
- Up to $2M emergency medical
- Emergency evacuation coverage
- Emergency medical protection
- Teladoc included
Travel Guard Deluxe Plan
- Emergency medical included
- Emergency evacuation coverage
- Trip cancellation protection
- 24/7 assistance
Travel Guard Deluxe Plan
- Emergency medical included
- Emergency evacuation coverage
- Trip cancellation protection
- 24/7 travel assistance
TravelSafe International Travel Medical Plus
- Comprehensive medical coverage
- Emergency evacuation included
- Repatriation included
- Coverage for non-U.S. citizens
Safe Travels Rental Plus
- Trip cancellation coverage
- Rental property damage protection
- Emergency medical included
- Optional CFAR available
Safe Travels Rental Plus
- Trip cancellation coverage
- Rental property damage protection
- Emergency medical included
- Optional CFAR available
TripArmor
- Designed for mission travel
- For groups and individuals
- Emergency medical included
- Emergency evacuation coverage
Worldwide Trip Protector for NY
- Trip cancellation coverage
- Emergency medical included
- Travel delay protection
- 24/7 travel assistance
Worldwide Trip Protector for WA
- Trip cancellation coverage
- Emergency medical included
- Travel delay protection
- 24/7 travel assistance
TripWise Travel Protection Plan
- Trip cancellation coverage up to 100% of your trip cost
- Strong medical coverage
- Designed for trips under $25K
- Children included with adults
TripWise Travel Protection Plan
- Trip cancellation coverage up to 100% of your trip cost
- Strong medical coverage
- Designed for trips under $25K
- Children included with adults
TripWise Travel Protection Plan
- Trip cancellation coverage up to 100% of your trip cost
- Strong medical coverage
- Designed for trips under $25K
- Children included with adults
TripWise Travel Protection Plan
- Trip cancellation coverage up to 100% of your trip cost
- Strong medical coverage
- Designed for trips under $25K
- Children included with adults
IMG Choice
- Trip cancellation coverage
- Emergency medical included
- Trip interruption protection
- Travel delay coverage
IMG Choice
- Trip cancellation coverage
- Emergency medical included
- Trip interruption protection
- Travel delay coverage
IMG Choice
- Trip cancellation coverage
- Emergency medical included
- Trip interruption protection
- Travel delay coverage
IMG Choice
- Trip cancellation coverage
- Emergency medical included
- Trip interruption protection
- Travel delay coverage
IMG Choice
- Trip cancellation coverage
- Emergency medical included
- Trip interruption protection
- Travel delay coverage
IMG SE
- Emergency medical coverage
- Trip cancellation protection
- Emergency evacuation included
- Baggage coverage included
IMG SE
- Emergency medical coverage
- Trip cancellation protection
- Emergency evacuation included
- Baggage coverage included
iTravelInsured Journey Smart
- Coverage for travelers 80+
- Emergency medical included
- Emergency evacuation coverage
- Repatriation included
iTravelInsured Journey Smart
- Coverage for travelers 80+
- Emergency medical included
- Emergency evacuation coverage
- Repatriation included
Go Ready Elite
- Emergency medical coverage
- Trip cancellation protection
- Emergency evacuation included
- Baggage coverage included
Go Ready Elite
- Emergency medical coverage
- Trip cancellation protection
- Emergency evacuation included
- Baggage coverage included
IMG Patriot Platinum Plan
- Up to $8M medical coverage
- Emergency evacuation included
- International medical protection
- Outpatient coverage included
TravelSafe Elite Plan
- Comprehensive medical coverage
- Emergency evacuation included
- Repatriation included
- Coverage for Canadian Citizens
TravelSafe Elite Plan with CFAR
- Comprehensive medical coverage
- Emergency evacuation included
- Repatriation included
- Coverage for Canadian Citizens
Allianz Annual Plan
- Annual multi-trip coverage
- Trip cancellation included
- Emergency medical protection
- One flat rate for all ages
Allianz Annual Plan
- Annual multi-trip coverage
- Trip cancellation included
- Emergency medical coverage while traveling
- One flat rate for all ages
All plans highlighted by ICI Traveler have been carefully selected based on coverage strength, reliability, and traveler feedback.
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Why Do Digital Nomads Need Travel Insurance?
When your work and travel go hand in hand, unexpected disruptions can affect more than just your vacation plans. Delayed flights, medical emergencies, lost luggage, or trip interruptions can impact your schedule, productivity, and peace of mind while abroad.
Travel insurance helps provide protection throughout your journey, giving remote workers and long-term travelers support when the unexpected happens — whether you’re working from a new city for a few weeks or traveling internationally full time.
A good digital nomad travel insurance plan can help protect against:
- Trip cancellations or interruptions
- Travel delays and missed connections
- Emergency medical expenses abroad
- Emergency medical evacuation
- Lost or delayed baggage
- Unexpected disruptions while traveling and working remotely
- Pre-existing medical condition impacts (when eligible)
- Missed departures due to flight delays
- Trip cancellations or interruptions
- Medical emergencies abroad
- Emergency medical evacuation
- Travel delays or unexpected disruptions
- Pre-existing medical condition impacts (when eligible)
How You’re Protected While You Travel
These plans are designed to protect your trip, your health, and your peace of mind - so you can travel with confidence.
Trip Cancellation
Trip Cancellation
- Reimbursement if you have to cancel for a covered reason
- Protection for illness, injury, or unexpected events
- Covers your prepaid, non-refundable trip costs
Emergency Medical & Evacuation
Emergency Medical & Evacuation
- Coverage for unexpected medical care while traveling
- Emergency medical evacuation to the nearest appropriate facility
- Support when your health insurance doesn’t travel with you
Emergency Medical Care
Emergency Medical Care
- Doctor visits and hospital stays abroad
- Treatment for illness or injury during your trip
- Access to care when you need it most
Trip Interruption & Delays
Trip Interruption & Delays
- Reimbursement if your trip is cut short
- Coverage for delays due to weather or airline issues
- Help with meals, hotels, and unexpected expenses
Baggage & Personal Belongings
Baggage & Personal Belongings
- Coverage for lost, stolen, or damaged luggage
- Reimbursement for essential items if bags are delayed
- Protection for personal belongings while traveling
Weather & Travel Disruptions
Weather & Travel Disruptions
- Coverage for hurricanes, severe weather, and disruptions
- Protection if your destination becomes inaccessible
- Support when plans change unexpectedly
24/7 Travel Assistance
24/7 Travel Assistance
- Help finding doctors, hospitals, and care worldwide
- Support with travel changes, emergencies, and logistics
- Access to assistance anytime, wherever you are
Claims Support & Guidance
Claims Support & Guidance
- Step-by-step help through the claims process
- Guidance on what’s covered and what to expect
- Real support from our team when you need it most
Planning More Than Your Next Remote Work Trip?
We help protect more than just digital nomad travel. Whether you’re working abroad long-term, taking frequent international trips, or blending business with leisure travel, we’ll help you find coverage that fits the way you travel and work.
Trusted by ICI Travelers Around the World
“Customer service like this is rare today. The team was responsive, knowledgeable, and went above and beyond to make sure we had the right coverage. It gave us a lot of confidence in our decision. It was a pleasure working with them.”
Melissa U.
Travel Insurance Client
“Health Talents International sends medical volunteers to Guatemala each month to staff our surgical hospital, and we have worked with IMG for a couple of decades. We would not use anyone else. The pricing is economical, the enrollment process is simple, and the staff is unparalleled whenever we need support. We take the welfare of our volunteers very seriously, and it means a great deal to know they are protected when traveling with us.”
Susan M.
Health Talents International
“After seeing a close friend lose nearly $12,000 on a trip to Europe without travel insurance, I knew I needed to explore coverage for my own upcoming trip. As an AMAC member, I reached out and am so glad I did. Skyler was professional, courteous, and a pleasure to work with, taking the time to answer all my questions and help me find the right combination of coverage. While I hope I never need to use it, I have great confidence that any claim would be handled just as professionally.”
James “Jim” P.
AMAC Member | Pennsylvania
“Having insurance protection for our trip gave us tremendous peace of mind. Lynette took the time to help us select the right coverage, and I’m incredibly grateful for her guidance. I won’t go anywhere else for travel insurance.”
Bob B.
Luxury Travel Client
“We’ve used Mission Trip Travel for many years and have always had a wonderful experience. Their customer service is outstanding, and they are consistently quick to process our travel insurance requests. It’s been such a blessing to work with a team we can truly rely on. I highly recommend them.”
Kim
Outreach to Asia Nationals
“After a long and stressful day navigating hospitals and language barriers in Italy, Kristen connected us with the right people who could truly help. When my mother-in-law became seriously ill while traveling in Italy and needed to be transported home, it was such a relief knowing someone was there to guide us through every step and help ensure she returned safely.”
Trish G.
Family Member of Traveler
“When I became very sick while traveling, the claims process felt overwhelming at times. Alicia was incredible. She was kind, quick to respond, and helped me navigate every step. I’m so thankful for her support and how she truly went above and beyond.”
Brandi C.
Mission Traveler | Tim Tebow Foundation
“After running into challenges with a dental claim, Craig stepped in and advocated on my behalf. Thanks to his involvement, the claim was ultimately approved. I’m incredibly grateful for the support and will continue to use their team for all of my trips. Lynette is terrific as well.”
Tamara
Travel Insurance Client
“This was my first time leading a mission team, and Alicia made the insurance process completely stress-free. She was quick to respond, incredibly helpful, and guided me through everything we needed. I’m so thankful for her support.”
Tamela J.
Mission Trip Leader | New Covenant Fellowship
“If it wasn’t for Lynette, we wouldn’t have been able to recover our travel costs after my wife’s unexpected health diagnosis. Her service and dedication truly made all the difference. If there were a survey, we’d give her 10 stars.”
Tom & Sonya G.
Luxury Travel Clients
“We compared several travel insurance options and ultimately chose the AMAC plan recommended by the team. It saved us $936 compared to the individual plans we were originally considering. We felt confident in our decision and are so thankful for the guidance and support.”
Diane C.
AMAC Member
“This was our first time purchasing travel insurance, and we had so many questions. The team was incredibly knowledgeable, patient, and helpful. It made a huge difference being able to speak with a real person instead of trying to figure everything out on our own. That personal support made the entire process so much easier.”
Denise & Mike M.
First-Time Insurance Client
“After extensive research, our organization found TripArmor to be an excellent combination of affordable cost and essential coverage, especially for unexpected trip interruptions or medical expenses. Alicia and the team at Mission Trip Insurance have been an invaluable resource, always available to answer questions, guide us in the right direction, and help us make the most of the coverage we purchase. Their website is easy to use, documentation is immediate and accessible, and their support has been outstanding. I highly recommend working with them for mission travel insurance.”
Kate B.
Senior Director of Operations | World Orphans
“I was on the fence about purchasing travel insurance, but the team took the time to walk me through my options and helped me choose the right policy. During my trip, knowing I had that coverage gave me tremendous peace of mind and allowed me to fully enjoy the experience.”
AMAC Member
Verified Traveler
“I never travel without purchasing trip insurance, and it has been a pleasure working with Insurance Consultants International over the years. Their pricing is very reasonable, and they are always quick to respond to any questions or concerns. It gives me peace of mind knowing they are there if I ever need them.”
Susan M.
McGuffin Exploring Europe Traveler
“When I had to cancel a trip and file a claim, it was initially denied. Lynette stepped in, helped appeal the decision, and continued advocating on my behalf until it was ultimately approved and paid. I truly don’t think that would have happened without her support.”
Kevin A.
Travel Insurance Client
“The recent update on how we report our insurance requests has been great! I appreciate that it is a link just for our trips, and I get an email right away about how my request was received. I also appreciate how quickly you and your team are able to respond. You have been great to work with!”
Kristina W.
Mission Traveler | Navigators World Missions
“We have been trusting TripArmor for our international trip insurance needs for several years, and feel very thankful for the excellent service and protection we receive. I especially appreciate how accommodating Mission Trip Insurance is when we need to change countries for a policy or when we have a cancellation. MTI is responsive and supportive, and TripArmor covers all bases. We would recommend this policy to anyone facilitating international mission trips!”
Hope L.
Trip Coordinator | Living Water Internaitonal
“We have had a relationship with Insurance Consultants for many years, as we’ve arranged TripArmor plans for each of our international short-term mission trips. Every person within the organization has been extremely helpful to us as we’ve asked questions, purchased the plans, and filed any claims. A few years ago, we had a significant issue during a trip that involved a highly respected person involved in our ministry. As we walked through shock and grief, Insurance Consultants not only walked through the claim with us but also cared deeply for us by checking in, praying, and following up for months after the claim was completed. We highly recommend Insurance Consultants for the insurance coverage they offer and even more for the care they offer to their clients. ”
Brenda G.
International Impact Admin Assistant | Christ Community Church
“At VisionTrust, we’re truly thankful for the partnership we’ve had with Mission Trip Insurance. It’s been such a gift to know our teams are covered as they step out in faith to serve others. There’s a real sense of peace that comes with knowing we don’t have to worry about the “what ifs,” and can instead stay focused on the work God has called us to. Working with Alicia has been a joy- she’s always quick to respond, kind, and incredibly professional, which makes everything feel easy and taken care of. We’ve also really appreciated the coverage provided for each of our team members, especially at such a reasonable cost. It’s one more way we’ve seen God provide through the right people and partnerships at just the right time.”
Cheryl R.
Short Term Missions & Partner Relations Manager | Vision Trust
Digital Nomad Travel Insurance FAQs
Many travel insurance plans can provide coverage while traveling internationally as a remote worker or freelancer. Coverage varies by plan, so it’s important to review eligibility, trip length limits, and policy details before traveling.
Some travel insurance plans may provide limited coverage for lost, stolen, or damaged baggage, including laptops and electronics. Coverage limits and exclusions vary, so reviewing baggage protection details is recommended.
Yes. Some travel insurance and international medical insurance plans are designed specifically for long-term travelers, expats, and digital nomads who spend extended periods living or working abroad.
Yes. Travel insurance is generally designed for temporary trips and travel-related disruptions, while international health insurance is intended for long-term living abroad and ongoing medical care.
In addition to travel insurance, ICI Traveler offers Global Health Insurance plans with worldwide medical coverage for expats, missionaries, remote workers, students, and long-term international travelers. Contact us to explore international health insurance options tailored to your needs.
Some plans allow travelers to purchase coverage after departure, while others require enrollment before travel begins. Eligibility depends on the insurance provider and policy.