Travel Protection for Baja Christian Ministries Teams

Every registered traveler is automatically covered for accidents. Here's what's included with your trip and an optional way to cover everything else.

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Baja Christian Ministries provides every registered traveler with blanket accident insurance and limited emergency medical coverage on eligible mission trips to Mexico - automatically, at no cost to you.

Because that coverage applies to accidents only, optional TripArmor® travel protection is available for travelers and teams who want broader coverage for sickness, medical evacuation, trip delays, baggage, and other covered travel situations.

 

 MISSION TRIP INSURANCE | 719-782-5134 | orders@missiontripinsurance.com 

How Your Coverage Works

1

You're Already Covered for Accidents

Baja Christian Ministries automatically provides blanket accident insurance for every registered traveler.
2

Accident Coverage Has Limits

The included policy pays benefits for accidental injuries. It provides only limited emergency benefits if you get sick, and it does not cover medical evacuation for sickness, trip delays, trip interruption, or baggage.
3

TripArmor® Fills the Gaps

For $33 per person, TripArmor® adds sickness coverage, medical evacuation for sickness or injury, trip delay, trip interruption, and baggage protection. You or your church purchase it directly - it's completely optional.
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What the Included Coverage Doesn't Do

The included Baja policy is real protection but it's accident insurance, and accident insurance is narrower than most travelers expect. Here's what that means in practice:

  • If you're injured in an accident, you're well protected: up to $100,000 in medical and dental benefits, and up to $1,000,000 for emergency medical evacuation.
  • If you become seriously ill - food poisoning, appendicitis, a heart condition - the included policy pays up to $10,000 for emergency treatment, but it does not cover medical evacuation for sickness. Evacuations from Mexico can cost tens of thousands of dollars.
  • If your flight home is delayed overnight, there's no reimbursement for hotels or meals.
  • If your bag is lost or delayed, the included policy provides assistance locating it, but no payment for its contents.

 

These are exactly the situations TripArmor® was designed for.

Learn more

 

 Coverage at a Glance 

 Included Baja Coverage and Optional TripArmor Protection 

Benefit  Included Automatically with Your Baja Trip   Optional TripArmor® ($33/person) 
Accident medical and dental Up to $100,000 Up to $100,000
Emergency medical expenses for sickness Up to $10,000 Up to $100,000 for covered accident or sickness
Emergency medical evacuation Up to $1,000,000 for a covered accident Up to $1,000,000 for a covered sickness or injury
Repatriation of remains Up to $500,000 following a covered accidental death Included within the $1,000,000 medical evacuation and repatriation benefit
Accidental death and dismemberment $25,000 principal sum Up to $50,000
Trip interruption Not included Included for eligible covered reasons
Trip delay Not included Up to $2,000
Missed trip connection Not included Up to $1,500
Baggage and personal effects Assistance services only Up to $1,500
Baggage delay Assistance services only Up to $750
Political, security, or natural-disaster evacuation Not included  Up to $25,000
24/7 assistance Included Included

 

Included coverage is provided under a blanket accident policy issued to Baja Christian Ministries by Arch Insurance Company and is subject to policy terms, conditions, and exclusions. TripArmor® benefits are subject to the plan's terms, conditions, and exclusions. Descriptions above are summaries only. 

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TripArmor® The Exclusive $33 Plan

Whether you're traveling with a mission team or heading out on a faith-based journey, TripArmor® gives you the protection you need- starting at just $33 per person, with simple, straightforward pricing and no age-based rates.

Designed specifically for mission travel, this plan focuses on what matters most once your trip begins - so you can lead with confidence knowing your team is supported.

Most mission teams choose this plan for simple, reliable coverage. 

  • $33 Per Person Simple, flat-rate pricing with no age-based increases
  • Post-Departure Coverage That Matters Protection for medical emergencies, evacuations, delays, and unexpected issues during your trip
  • Built for Mission Teams of All Sizes Simple, flat-rate pricing makes it easy to cover your entire group
  • Optional Cancellation Coverage Available Add trip cancellation or Cancel For Any Reason (CFAR) for additional flexibility before departure
  • Covers both International and U.S. Domestic Trips Domestic trips must be more than 100 miles from home and include a qualifying travel itinerary or prepaid reservation.
* The $33 plan includes post-departure benefits only and does not include trip cancellation coverage. Rates may vary by state. Coverage is designed for trips 30 days or less. See plan details for full terms and conditions. 
See What’s Included
Get your instant TripArmor® quote
No dates, no destinations needed — just enter your group size and trip cost
Post-departure plan PA rate

$33.00
per person · up to 30 days
Group total $396.00
PA residents: $43.12/person. Additional days $2.58/day (up to 90 days).
Medical Evacuation Delay Baggage
Cancel for any reason

Custom quote
based on age + trip cost
Fill out the short application to receive your personalized CFAR quote alongside all three plan options.

Estimates shown. Final premium confirmed at application. Post-departure plan: $33.00/person (non-PA residents). Pennsylvania residents pay $43.12/person. Additional days beyond 30: $2.58/day up to 90 days total.

 Two Ways to Get TripArmor® 

Regardless of how you enroll, you purchase directly through TripArmor®. Baja Christian Ministries does not collect payment, manage policies, or process changes - so for all insurance questions before, during, or after your trip, contact our team.

Your church or team leader enrolls the whole team.

Your church or team leader enrolls the whole team.

One person enters the trip details, uploads the traveler roster, and completes enrollment for everyone at once. Each traveler receives their own certificate of insurance and ID card.

Each traveler purchases individually.

Each traveler purchases individually.

Travelers can visit the link, enter their own information, and complete their purchase in just a few minutes.

Still Have Questions? Let's Walk Through It Together.

If you’d like help reviewing your options or just want to make sure you’re choosing the right coverage for your trip, we’re here for you.

Reach out directly to Alicia Cox, Director of Mission Travel & Faith- Based Tours, or complete the form and we’ll follow up shortly.

Mission Trip Insurance FAQs






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