Trip Cancellation Protection
Reimburses prepaid, non-refundable trip costs if you're unable to travel due to a covered reason such as illness, injury, severe weather, jury duty, military deployment, or financial default of a travel supplier.

Trip Interruption Coverage
Reimburses unused trip costs and additional transportation expenses if your trip is cut short or delayed - up to 150% of insured trip cost.

Emergency Medical Coverage
Covers medical treatment including hospital stays, physician services, prescriptions, and emergency dental care while traveling. Optional upgrades available for Emergency Medical coverage.

Emergency Medical Evacuation
Provides transportation to the nearest appropriate medical facility if needed, including bedside visit and transportation of children. Optional upgrades available for Emergency Medical Evacuation coverage.

Repatriation of Remains
Covers the cost of returning remains home, including preparation and transportation.

Baggage Protection
Reimburses lost, stolen, or damaged baggage up to $1,000 with per-item limits.

Travel Delay Benefits
Covers meals, lodging, and transportation if your trip is delayed 6+ hours.

Missed Connection Coverage
Provides reimbursement if you miss your departure due to a covered delay.

Political, Security & Natural Disaster Evacuation
Covers transportation to safety if you're in danger due to civil unrest or natural disasters.

Pre-Existing Condition Waiver

Coverage for pre-existing conditions may be available if your plan is purchased within 20 days of your initial trip deposit.

Optional Coverage Upgrades

• Cancel For Any Reason (CFAR) — up to 75% reimbursement (must be purchased within 21 days of deposit)
• Cancel For Work Reasons — up to 100% reimbursement (21-day window)
• Interruption For Any Reason (IFAR) — up to 75% reimbursement (21-day window)
• Increased Travel Delay limits
• Increased Medical Evacuation limits
• Rental Car Damage & Theft — up to $30,000

TripWise® is built for travelers who want strong protection and confidence while traveling.

Best for:

• Cruise travelers
• International vacations
• Domestic trips with high non-refundable costs
• Guided tours and escorted travel

Also ideal for:

• Families and couples (children 17 and under included free)
• Travelers with trips up to $25,000 per person
• Travelers wanting evacuation coverage built in
• Travelers interested in rental car protection
• Travelers who want work-related cancellation options

When the unexpected happens, you're not on your own. 

TripWise® includes access to 24/7 worldwide non-insurance travel assistance services, available throughout your covered trip.

Available services include:

• 24/7 worldwide emergency travel assistance
• Emergency travel arrangements (rebooking support due to illness or trip interruption)
• Lost passport, visa, and travel document assistance
• Lost luggage assistance and communication with carriers
• Embassy or consulate referral
• Emergency message relay to family or employer
• Emergency prescription and eyeglass replacement
• Medical referral and assistance locating local providers
• Hospital admission guarantee and advance payment coordination
• 24-hour medical monitoring if hospitalized
• Emergency cash advance (up to available limits)
• Bail bond assistance
• Legal referrals
• Emergency translation services
• ID Theft Resolution Services (available if identity theft occurs during your covered trip)
• Concierge services — restaurant reservations, event ticketing, floral services, rental car reservations, and more
• Business concierge services — conference arrangements, emergency messaging, business directory assistance, and more

These services are designed to provide guidance and support when you need it most - so you're never navigating a challenge on your own.

Note: Assistance services offer referral and coordination only. You are responsible for the cost of any actual medical, legal, transportation, or other services received. Travel assistance non-insurance services are provided by an independent organization and not by United States Fire Insurance Company or Travel Insured International.

Travel Insured International 24/7 Traveler Support Line:

• Within U.S./Canada: 1-800-494-9907
• Outside U.S./Canada (call collect): 1-603-328-1707

 We’ve simplified the most important coverage details for you throughout this page. If you’d like to review the full policy language, you can access the official certificate of insurance below. 

📋 Certificate of Insurance The full policy document with complete terms, conditions, and coverage details.

View Certificate

❓ Coverage Questions? We're always here to help you understand your coverage before you purchase.

Contact Us

We’re here to help if you need it.

Claims are handled directly by your insurance carrier, as they are the ones responsible for reviewing, approving, and paying claims based on your policy.

While we don't make claim decisions, our team is here to support you every step of the way — whether that's helping you understand the process or answering questions along the way. Our goal is to make sure you feel confident in what to do next, without navigating it alone.

Filing a claim is simple and can be done online or by phone through Travel Insured International.

Start your claim here

Step 1: Report Your Cancellation or Interruption If you need to cancel or interrupt your trip, notify your travel supplier and Travel Insured International as soon as possible — within 20 days of the loss event when reasonably possible. Early reporting helps avoid non-covered charges due to late notification.

Step 2: Gather Supporting Documents You may be asked to provide documentation such as:

• Trip confirmations or receipts
• Medical records or physician statements
• Airline or travel supplier documentation
• Proof of delay, cancellation, or interruption
• Police reports (required for theft or accident-related claims)
• Any other documentation reasonably required to prove the loss

These documents help verify your claim and allow for a smoother review process.

Step 3: Submit Your Claim Submit your claim with all supporting documentation. Proof of loss must be provided within 90 days of the date of loss when reasonably possible.

Step 4: Receive Your Reimbursement Once your claim is reviewed and approved, reimbursement will be issued based on your policy coverage. Processing times may vary depending on the complexity of the claim.

Need Help With Your Claim?

If you have questions or need assistance with your claim, the Travel Insured claims team is available to help.

Phone: 855-752-8303
Monday–Friday, 8:00 AM – 6:00 PM ET

Email: claims@travelinsured.com

 Paper claim forms are available upon request by contacting the number above. 

You have 14 days to review your policy and make sure it’s the right fit for your trip.

If the plan does not meet your needs, you may cancel your policy within this 14-day review period for a full refund - provided your trip has not started and no claim has been filed.

Important

After the 14-day review period, the policy becomes non-refundable.

This means refunds are not available once the review period has passed - even if your travel plans change after purchase.

If your plans do change, your coverage may be eligible to transfer to a new trip, depending on the situation. Our team is happy to help review your options.