Cruise with Confidence as an ICI Traveler

Cruise travel comes with unique risks - from missed departures to medical emergencies at sea. We’ve already researched the best travel insurance options so you can choose the right coverage and protect your entire trip - not just the cruise itself.

Top Travel Insurance Plans for Cruises

These plans are carefully selected to protect your full travel experience- from flights and pre-cruise expenses to onboard medical needs and unexpected delays.

Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Kids Included with Adults

TripWise Travel Protection Plan

  • Trip cancellation coverage up to 100% of your trip cost
  • Strong medical coverage
  • Designed for trips under $25K
  • Children included with adults
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Ideal for Trips Under $10K

IMG Choice

  • Trip cancellation coverage
  • Emergency medical included
  • Trip interruption protection
  • Travel delay coverage
Great for International Travel

IMG SE

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included
Great for International Travel

IMG SE

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included
Recommended for Travelers 80+

iTravelInsured Journey Smart

  • Coverage for travelers 80+
  • Emergency medical included
  • Emergency evacuation coverage
  • Repatriation included
Recommended for Travelers 80+

iTravelInsured Journey Smart

  • Coverage for travelers 80+
  • Emergency medical included
  • Emergency evacuation coverage
  • Repatriation included
Great for Travelers 71+

Go Ready Elite

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included
Great for Travelers 71+

Go Ready Elite

  • Emergency medical coverage
  • Trip cancellation protection
  • Emergency evacuation included
  • Baggage coverage included

All plans highlighted by ICI Traveler have been carefully selected based on coverage strength, reliability, and traveler feedback.

We've Done the Research. You Choose with Confidence.

ICI Traveler has already compared providers, coverage, and fine print—so you can confidently choose and purchase the right plan in minutes.

1

Enter Trip Details

Dates, destination, and trip cost
2

Add Traveler Information

Basic traveler information
3

Choose Your Plan

Select the coverage that fits your trip
4

Review Coverage

Confirm benefits and pricing
5

Complete Purchase

Secure your coverage instantly
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Why Do You Need Travel Insurance for Your Cruise?

Cruise lines often offer insurance as a convenient add-on, but these plans typically focus on the cruise itself—not your full travel experience.

Third-party travel insurance provides broader protection from the moment you leave home to the moment you return. That includes coverage for flights, delays, medical emergencies, and unexpected events that can disrupt your entire trip.

With the right plan in place, you’re not just protecting your cruise—you’re protecting everything that goes into it.

Good cruise travel insurance helps protect against: 

  • Missed departures due to flight delays
  • Trip cancellations or interruptions
  • Medical emergencies while traveling or at sea
  • Emergency medical evacuation
  • Weather disruptions and port changes
  • Pre-existing medical condition impacts (when eligible)
Compare Cruise Plans

What's Covered During Your Trip?

Trip Cancellation

Trip Cancellation

Trip Cancellation

  • Covered cancellations before departure
  • Illness, injury, or emergencies
  • Protection for your trip investment
Trusted Claims Support

Trusted Claims Support

Trusted Claims Support

  • Experienced claims professionals
  • Responsive claims assistance
  • Support when you need it most
Emergency Medical & Evacuation

Emergency Medical & Evacuation

Emergency Medical & Evacuation

  • Emergency medical treatment abroad
  • Hospital and physician services
  • Transportation to the nearest adequate facility
Lost Baggage

Lost Baggage

Lost Baggage

  • Lost, stolen, or delayed bags
  • Help replacing essential items
  • Coverage for personal belongings
Travel Delay Support

Travel Delay Support

Travel Delay Support

  • Coverage for unexpected travel delays
  • Meals and hotel accommodations
  • Assistance when flights are disrupted
Natural Disasters

Natural Disasters

Natural Disasters

  • Weather-related travel disruptions
  • Covered delays or interruptions
  • Help when plans change unexpectedly
Emergency Medical Care

Emergency Medical Care

Emergency Medical Care

  • Unexpected illness or injury
  • Doctor and hospital expenses
  • Emergency medical evacuation
Rx Coverage

Rx Coverage

Rx Coverage

  • Prescription medication coverage
  • Replacement of essential medications
  • Assistance locating pharmacies abroad
Dental Treatment

Dental Treatment

Dental Treatment

  • Emergency dental care for accidents
  • Treatment for sudden dental pain
  • Access to dental services while traveling
Protection for Curated Travel

Protection for Curated Travel

Protection for Curated Travel

  • Designed for high-value travel experiences
  • Protection for carefully planned itineraries
  • Coverage that supports luxury travel needs

Planning Something Beyond Your Cruise?

We help travelers protect more than just their cruise. Whether you're taking multiple trips a year, traveling internationally, or planning something unique, we’ll help you find the right coverage.

Trusted by ICI Travelers Around the World

Cruise Travel Insurance FAQs