Coverage and Plan Details
Plan Coverage Summary
The Allianz Annual Executive Plan protects all trips taken within a 12-month policy period. You choose a per-person annual trip cancellation limit - $5,000, $7,500, or $10,000 - and all other benefits apply on a per-trip basis, resetting with each new trip you take.
Benefits vary by plan. These are brief descriptions — please read your plan documents for details. Terms, conditions, and exclusions apply, including for pre-existing medical conditions. Trip Cancellation and Trip Interruption draw from your shared annual limit. All other benefits reset each trip. Medical benefits are secondary to other valid coverage. Plans only available to U.S. residents and may not be available in all jurisdictions.
How This Plan Works
Unlike single-trip plans, the Allianz Annual Executive Plan covers all of your trips within a 12-month period under one policy. Here is how it works:
1. Choose Your Annual Cancellation Limit
When you purchase, you select a per-person annual trip cancellation limit — $5,000, $7,500, or $10,000. This acts as a shared bucket you can draw from across all trips taken during your 12-month policy year.
2. Cancel a Trip - Your Bucket Is Reduced
If you cancel a trip for a covered reason, the reimbursed amount is deducted from your annual limit. The remaining balance stays available for future trips throughout your policy year.
3. All Other Benefits Reset Each Trip
Benefits like Travel Delay, Baggage, Emergency Medical, and Emergency Medical Transportation apply on a per-trip basis — they renew in full with every new trip you take during the year.
4. Renew Each Year
We will send you a renewal reminder before your policy lapses so you can choose to renew for another 12 months if you are still planning to travel.
Key Benefits
Per-Trip Benefits Reset Each Trip
Trip Cancellation
Reimburses your prepaid, non-refundable travel expenses if you need to cancel your trip due to a covered reason, such as you, a family member, or traveling companion experiencing a covered illness or injury.
- A doctor says you or a traveling companion is too sick to fly
- Your parent or child requires hospitalization
- A storm shuts down your airport for 24 hours or more
Trip Interruption
Reimburses unused, non-refundable travel expenses and increased transportation costs if you have to return home early due to a covered reason — for instance, when a family member has a qualifying medical emergency and needs your care.
- You have a covered illness or injury and a doctor says you must return home
- A covered emergency, like a fire or flood, makes your home uninhabitable
Travel Delay
Reimburses eligible meals, accommodations, and transportation expenses when your trip is delayed for a covered reason and meets the minimum threshold listed in your plan documents. Up to $1,600 per trip.
Emergency Medical and Dental Care
Reimburses expenses related to covered medical and dental emergencies that occur on your trip. Especially helpful outside the United States, as most domestic health insurance policies will not cover you abroad. Up to $50,000 per trip.
- You slip and break your ankle while sightseeing
- You get food poisoning while sampling the local cuisine
- You lose a filling and need immediate dental treatment
Emergency Medical Transportation
Arranges and pays for medically necessary transportation following a covered injury or illness to the nearest appropriate medical facility to receive care, and gets you home after treatment. Up to $250,000 per trip.
Baggage Loss, Damage, or Theft
Reimburses the replacement of your lost, damaged, or stolen luggage and personal items while traveling. Up to $1,000 per trip. Baggage delay covers essential items purchased if your baggage is delayed 12 hours or more, up to $1,000.
Rental Car Damage & Theft
Provides up to $45,000 in coverage for damage to or theft of a rental car during your trip.
Change Fee / Loyalty Program Redeposit
Reimburses fees if you need to change your flight itinerary or redeposit loyalty miles due to a covered reason. Up to $500 per trip.
Business Equipment Coverage
Covers up to $1,000 for business equipment that is lost, stolen, or damaged during your trip — especially useful for frequent business travelers.
Travel Accident
Provides up to $50,000 in accidental death and dismemberment coverage while traveling.
Benefits vary by plan and these are brief descriptions. Please read your plan documents for details. Terms, conditions, and exclusions apply including for pre-existing medical conditions.
Who This Plan is For
The Allianz Annual Executive Plan is designed for travelers who take multiple trips per year and want consistent, reliable protection without having to purchase a new policy for each trip. Whether you are planning your next trip or have recently booked one, travel insurance can help smooth over many unexpected travel glitches while putting your mind at ease.
Best for:
- Frequent travelers taking two or more trips per year
- Business travelers who want predictable annual pricing
- Travelers who prefer coverage that stays consistent regardless of age
- Those who want per-trip benefits like medical and baggage to reset automatically with each trip
Coverage can help when:
- Cancelling your trip after unexpectedly becoming too sick to travel
- Having to end your trip early due to a family emergency
- Dealing with a flight delay or cancellation
- Needing to buy personal items if your luggage is lost or stolen
- Missing your cruise departure after a covered flight delay
Not available in all states:
This plan is available to U.S. residents in most states. It is not available in New York or Washington — residents of those states will be placed on a state-specific alternative. Contact us for the best options in your state.
Pricing
Pricing is per person and covers all trips taken within your 12-month policy period. Select the annual cancellation limit that best matches your expected trip costs for the year.
| Annual Cancellation Limit | Price Per Person |
|---|---|
| Executive $10,000 | $805 |
| Executive $7,500 | $635 |
| Executive $5,000 | $510 |
| Annual Cancellation Limit | Price Per Person |
|---|---|
| Executive $10,000 | $785 |
| Executive $7,500 | $615 |
| Executive $5,000 | $485 |
Pricing shown is based on standard plan examples and may vary. Please confirm current pricing at the time of purchase. All prices are per person for a 12-month policy period.
Travel Assistance Services
When the unexpected happens, you are not on your own.
The Allianz Annual Executive Plan includes 24-hour assistance services provided by Allianz Global Assistance's award-winning staff of multilingual problem solvers, available for every trip you take during your 12-month policy period — for help navigating travel mishaps overseas or in the U.S.
Medical assistance may include:
- Medical triage with referrals to local prescreened medical providers
- Ongoing medical monitoring
- Payment guarantee for hospital admission, in some instances
- Emergency medical transportation coordination
Travel-related assistance can help with:
- Missed connecting flights
- Lost or stolen travel documents and passport replacement referrals
- Pre-trip destination information
- Prescription replacements
- Legal assistance referrals
- Securing emergency cash from home
1-800-284-8300 (within the U.S., Canada, Puerto Rico, and U.S. Virgin Islands)
1-804-281-5700 (outside the U.S., call collect)
Plan Documents
We've simplified the most important coverage details for you throughout this page. If you'd like to review the full policy language, you can access the official plan documents below.
📋 Certificate of Insurance
The full policy document with complete terms, conditions, and coverage details.
❓ Coverage Questions? We're always here to help you understand your coverage before you purchase.
Important Coverage Notes
Pre-Existing Condition Waiver
To be eligible for a time-sensitive waiver of pre-existing medical condition exclusions, you must purchase your plan within 14 days of your initial trip deposit. You must also be a U.S. resident at the time of purchase and have a trip already scheduled during the coverage period. Other purchase requirements and conditions apply — please review your plan documents for full details.
Medical Coverage is Secondary
Emergency medical and emergency medical transportation benefits are secondary to other valid coverage you may have — meaning they help pay what your primary health or travel insurance does not cover. This is standard for many annual travel plans.
Annual Cancellation Limit — Shared Across All Trips
Trip Cancellation and Trip Interruption share one annual limit for the full 12-month policy period. Each claim reduces the remaining balance available for future trips. All other benefits — medical, delay, baggage, and more — are per-trip and reset with each new trip you take.
State Availability
This plan is available to U.S. residents in most states. It is not available in New York or Washington. Residents of those states will be placed on a state-specific alternative — contact us for the best options available for your state.
Our Promise to You — Free Look Period
When you purchase any Allianz Travel Insurance plan, you automatically get 15 days (or more, depending on your state of residence) to review your policy documents. Within that period, you can cancel your plan for a full refund if you are not satisfied — as long as you have not filed a claim or departed on your trip.
Renewal
We will send a renewal reminder before your policy lapses so you can choose whether to renew for another 12-month period if you are still planning to travel.
About Allianz Global Assistance
Allianz Global Assistance is a world leader in travel insurance and assistance, helping millions of travelers across the globe every year. Owned by Allianz SE — the world's largest diversified insurance company — Allianz has over 100 years of history protecting travelers worldwide. Insurance benefits are underwritten by BCS Insurance Company (rated "A" Excellent by A.M. Best) or Jefferson Insurance Company (rated "A+" Superior by A.M. Best), depending on your state of residence.
Questions about which coverage level is right for you? We are happy to walk through the options based on your travel habits and state of residence. Just reach out and we will help you find the best fit.
Terms, conditions, and exclusions apply including for pre-existing medical conditions. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated "A" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated "A+" (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.
How to File a Claim
It is easy and convenient to file and track a claim online.
Start your claim at myallianzinsurance.com/claims using your email address or policy number. You can upload documents and track your claim status through the Allianz Claims Center.
Visit the Allianz claims portal and enter your travel and incident details. Have your policy number or email address ready to log in.
You may be asked to provide documentation such as:
- Trip confirmations or receipts
- Medical records or physician statements
- Airline or travel supplier documentation
- Proof of delay, cancellation, or interruption
- Receipts for meals, lodging, or other covered expenses
After submitting, you can return to the portal at any time to check your status or upload additional documents.
Once your claim is reviewed and approved, reimbursement will be issued based on your policy coverage. For Trip Cancellation and Interruption, the amount reimbursed will reduce your remaining annual limit. Processing times may vary.
Visit the Allianz Global Assistance Claims Center at myallianzinsurance.com/claims for full guidance on the claims process.
Phone: 1-800-284-8300 (U.S., Canada, Puerto Rico, U.S. Virgin Islands)
International: 1-804-281-5700 (call collect)
Email: customerservice@allianzassistance.com
If you need to update your plan - such as adjusting dates to reflect itinerary changes - contact us or manage your plan online at allianztravelinsurance.com.
Free Look Period
15-Day Free Look Period
You have 15 days from the date of purchase to review your policy and make sure it's the right fit for your travel plans for the year.
If the plan does not meet your needs, you may cancel your policy within this 15-day review period for a full refund — provided you have not yet departed on a trip and no claim has been filed.
Important
After the 15-day review period, the policy becomes non-refundable.
This means refunds are not available once the review period has passed - even if your travel plans change.
Note that the free look period may be longer than 15 days, depending on your state of residence, in accordance with state insurance regulations. If you are unsure of the free look period that applies to you, contact us, and we can help clarify based on your state.
If your plans do change after the review period, your coverage may be eligible to transfer to a new trip, depending on the situation. Our team is happy to help review your options.
Includes a free look (review period) so you can purchase with confidence and review your coverage after checkout.