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Which Travel Insurance Plan Do I Need?

It’s one of the most common questions: “What’s the right plan for my trip?” The answer depends on the type of travel you’re taking. Here’s a simple guide to point you in the right direction:

Which Travel Insurance Plan Do I Need?

It’s one of the most common questions: “What’s the right plan for my trip?” The answer depends on the type of travel you’re taking. Here’s a simple guide to point you in the right direction:

Mission Trips - Recommended Plan: TripArmor®

  • Designed for churches, mission teams, and faith-based tours

  • Options: TripArmor® Basic (medical + evacuation) or TripArmor® Plus (adds cancellation coverage)

  • Purchase directly at Mission Trip Insurance

👉 If you’re a group leader, you can insure your entire team under one policy.

AMAC Members - Recommended Plan: TripWise® (AMAC Division)

  • Exclusive pricing for AMAC members

  • Strong cancellation and medical benefits

  • Get started at the AMAC Quote Page


Leisure, Luxury & General Travel - Recommended Plan: TripWise (via TIC)

  • Ideal for cruises, tours, family vacations, and rentals

  • Flexible coverage options including Cancel For Any Reason (CFAR)

  • Fill out the TIC Quote Form for a customized proposal


Frequent Travelers - Recommended Plan: Annual or Multi-Trip

  • Covers unlimited trips within a 12-month period

  • Great for travelers with 3+ international trips per year

  • Options include Allianz Executive and other annual plans

  • Learn more here: Annual & Multi-Trip Plans


Global Health Coverage - Recommended Plan: Global Health Insurance

  • For expats, missionaries, and long-term international stays

  • Provides ongoing health coverage abroad (not just for one trip)

  • Explore options at Global Health Insurance

⚖️ Important Information
This article is provided for general informational purposes only and does not guarantee coverage or benefit eligibility. Travel insurance plans vary by provider, and all benefits are subject to the terms, conditions, limitations, and exclusions of the policy purchased.

ICI Traveler is not the insurance carrier or claims department and cannot determine claim outcomes. All coverage decisions, claim approvals, and reimbursements are made solely by the licensed insurance company or claims administrator identified in your policy documents.

We encourage every traveler to review their complete policy documents to fully understand their coverage.

💙 Need Help? The ICI Traveler Team Is Here for You
We're here when you need us. Before reaching out, we encourage you to explore our 🔎 Help Center, where you'll find
answers to hundreds of common travel insurance questions, coverage explanations, travel tips, and policy guidance.

📧 For general questions and non-urgent support: support@icitraveler.com

📞 For urgent questions or assistance before or during your travels: (800) 576-2674 / (719) 573-9080

Trusted travel insurance guidance for every destination, every traveler, every journey.